Medicare Information
Medicare is a federal health insurance program for people 65 and older, people with permanent kidney failure and certain disabled people under age 65.
Atlas Benefits agents are trained and certified every year with multiple carriers giving us the knowledge and experience to help you understand your options. We represent these carriers independently meaning that our approach is unbiased and with full disclosure.
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Medicare Advantage

Medicare Advantage plans are also known as Part C of the Medicare Program. They are offered by private insurance companies as either PPO,HMO or PFFS plans and they can change every single year.
For a more detailed explanation of them checkout this document on Medicare.gov
Atlas Benefits certified agents are educated and certified every year in not only the changes to Medicare but each Insurance Company we independently represent, making us the experts you need to stay informed and select the best plan for you in the upcoming year.
Medicare Supplements
Medicare Supplements, also known as Medi-Gap, are meant to pay the healthcare costs not covered by Original Medicare such as co-payments, deductibles, Dr. visits, hospital stays etc.
Plans are standardized by Medicare and offer the same basic benefits according to which "Plan" you choose but some offer additional benefits so you can select the one that meets your needs.
Once you've decided which plan works best, it's important to compare the Insurance Companies in your area that offer that plan because rates can be dramatically more or less, depending on the company. Atlas Benefits represents numerous companies to ensure you get the best rate available!

Prescription Drug Plan - Part D

Medicare's Prescription Drug Plans, also knows as Part D, covers medications prescribed to Medicare beneficiaries through either a stand along Part D plan (PDP) or through a Medicare Advantage Prescription Drug Plan (MAPD).
Atlas Benefits will help you research the changing landscape of prescription drug plan offerings including those outside of the typical formulary a plan may provide.
Often times this component is over looked and costs members thousands of dollars more than it should have because the research wasn't completed and all options considered on a yearly basis.
Hospital Indemnity Plans
Hospital Indemnity plans might be the best kept secret in Medicare. These plans are offered by private insurance companies and meant to pay the member a fixed amount if they are: admitted to a hospital, visit the ER, take an ambulance, require durable medical equipment, diagnosed with cancer etc. All of the out of pocket co-pays a member may experience with a Medicare Advantage plan.
These plans can compliment a Medicare Advantage plan at minimal cost to the member and eliminate the worry of paying the max out of pocket if services are needed.
Atlas Benefits represents numerous insurance companies that offer these plans, making sure you get the best plan available in your area.
